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Pupil Mortgage Debt Aid Do’s and Don’ts

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PROTECT YOURSELF FROM SCAMS INVOLVING STUDENT LOAN DEBT RELIEF

YOU ARE YOUR BEST PROTECTION AGAINST SCAMMERS

DON’T pay anybody who contacts you with guarantees of debt aid or mortgage forgiveness. YOU DO NOT NEED TO PAY ANYONE TO OBTAIN DEBT RELIEF. The applying might be free and straightforward to make use of when it opens in October.

DON’T reveal your FSA ID or account info or password to anybody who contacts you. The Division of Schooling and your federal scholar mortgage servicer won’t ever name or e mail you asking for this info.

DON’T ever give private or monetary info to an unfamiliar caller. When unsure, dangle up and name your scholar mortgage servicer instantly. Yow will discover your federal scholar mortgage servicer’s contact info at Studentaid.gov/manage-loans/compensation/servicers.  

DON’T refinance your federal scholar loans except you understand the dangers. For those who refinance federal scholar loans which are eligible for debt aid into a non-public mortgage, you’ll lose out on vital advantages like one-time debt aid and versatile compensation plans for federal loans.

DO join at www.ed.gov/subscriptions to be notified when the Pupil Mortgage Debt Aid utility turns into obtainable.

DO create an FSA ID at StudentAid.gov. You’ll not want it for the debt aid utility however having an FSA ID can permit you to simply entry correct info in your mortgage and ensure FSA can contact you instantly, serving to you equip your self in opposition to scammers attempting to contact you. Log in to your present account on StudentAid.gov and preserve your contact data updated. For those who need assistance logging in observe these recommendations on accessing your account.

DO be certain that your mortgage servicer has your most present contact info. For those who don’t know who your servicer is, you may log into StudentAid.gov and see your servicer(s) in your account.

DO report scammers to the Federal Commerce Fee by visiting reportfraud.ftc.gov.



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